Traditional Financing

Traditional Financing

For our customers looking to build their credit, or those that don’t want to pay out-of-pocket for any reason, we offer 4 different credit options through synchrony with great rates and terms1:

12 months no interest


The best option for those who know for sure that they can pay their purchase off in less than a year.

5.99% APR


Fixed monthly payments equal to 3.00% of purchase amount until paid in full. Estimated payoff period is 37 months.

7.99% APR


Fixed monthly payments equal to 2.50% of purchase amount until paid in full. Estimated payoff period is 47 months.

9.99% APR


Fixed monthly payments equal to 1.25% of purchase amount until paid in full. Estimated payoff period is 132 months.

*Subject to credit approval. Minimum monthly payments required. $29 account activation fee.

No Credit Check

No Credit Check

If leaving the credit companies out of the picture is the way you’d prefer to go, MICROF can help you out. They offer a traditional ‘rent-to-own’ agreement that includes early-repayment discounts.

You must be able to answer ‘Yes’ to the following 3 questions to apply and a response is usually returned within 24 hours.


Do you own the house?
Do you have homeowners insurance?
Do you have a bank account?

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